Webinar: Car Break-ins, Auto Theft, and Legal Liability
Live Webinar: Car Break-ins, Auto Theft, and Legal Liability
Register Now

Negligence Laws by State:
A Guide for Multi-Family Properties 

State-by-State Negligence Laws for Multi-Family Residential Properties: What Remote Surveillance and AI Security Camera Users Need to Know

Understanding your state's negligence laws is critical if you manage or own multi-family residential properties. AI surveillance on your security cameras, remote monitoring, and cloud-based security solutions can help mitigate risk.

This interactive map outlines negligence standards by state (e.g., comparative, contributory, gross), helping you assess liability risks and make informed decisions about your surveillance strategy.
Pure Contributory
Negligence
Pure Comparative Fault
Modified Comparative Fault – 50% Bar
Modified Comparative Fault – 51% Bar
Slight/Gross Negligence Comparative

Discover How AI Surveillance & Remote Guarding Can Protect Your Property

Every state is different—but the risk of negligence claims is real.
See how Cloudastructure’s AI-driven surveillance and Remote Guarding can help reduce liability, prevent incidents, and keep your residents safer.

Pure Contributory Negligence

Jurisdiction

Rule

Authority

Alabama

Pure Contributory Negligence
If plaintiff is making claim based in negligence, entitlement to receive damages will be defeated by plaintiff’s negligence. John Cowley & Bros., Inc. v. Brown, 569 So.2d 375 (Ala. 1990); Ala. Power Co. v. Schotz, 215 So.2d 447 (Ala. 1968).

District of Columbia

Pure Contributory Negligence
Wingfield v. People’s Drug Store, 379 A.2d 685 (D.C. 1994). Note: As of 2016, a modified comparative fault 51% bar applies to pedestrians and bicyclists. Motor Vehicle Collision Recovery Act of 2016. D.C. Register Vol. 63, page 12,592, dated Oct 14, 2016. The Act, officially known as D.C. Act 21- 490, or “The Motor Vehicle Collision Recovery Act of 2016,” passed the D.C. Council on October 4, 2016 by a unanimous vote of 13-0. The Act applies to all “non-motorized users” of the road, and in addition to pedestrians and cyclists, applies to skateboards, non-motorized scooters, Segways, tricycles, and “other similar non-powered transportation devices.”

Maryland

Pure Contributory Negligence
If plaintiff contributes to his damages, he will be barred from recovery. Board of County Comm’r of Garrett County v. Bell Atlantic, 695 A.2d 171 (Md. 1997).

North Carolina

Pure Contributory Negligence
Plaintiff may not recover if his negligence proximately caused his injury. Smith v. Fiber Controls Corp., 268 S.E.2d 504 (N.C. 1980); N.C.G.S.A. § 99B-4(3) (Product Liability).

Virginia

Pure Contributory Negligence
If plaintiff contributes to his damages, he will be barred from all recovery. Baskett v. Banks, 45 S.E.2d 173 (Va. 1947).

Pure Comparative Fault

Jurisdiction

Rule

Authority

Arizona

Pure Comparative Fault
Plaintiff’s awarded damages will be reduced by his share of the fault. A.R.S. § 12-2505.

California

Pure Comparative Fault
Plaintiff’s negligence will offset defendant’s liability. Li v. Yellow Cab, 119 Cal. Rptr. 858 (Cal. 1975); Diazv. Carcamo, 253 P.3d 535 (Cal. 2011).

Kentucky

Pure Comparative Fault
Plaintiff’s share of fault will reduce defendant’s liability. K.R.S. § 411.182.

Louisiana

Pure Comparative Fault
Except for intentional torts, defendant’s liability will be offset by plaintiff’s percentage of liability. L.S.A. - C.C. Art. 2323.

Mississippi

Pure Comparative Fault
Plaintiff’s right to damages may be reduced by his own liability, but he will not be barred from recovering. M.C.A. § 11-7-15.

Missouri

Pure Comparative Fault
If plaintiff is negligent, that will reduce the liability of the defendant. Gustafson v. Benda, 661 S.W.2d 11 (Mo. 1983).

New Mexico

Pure Comparative Fault
Plaintiff’s negligence will reduce right to recovery, but it will not bar that right. Scott v. Rizzo, 634 P.2d 1234 (N.M. 1981).

New York

Pure Comparative Fault
Plaintiff’s damages will be reduced by their own liability, but not barred completely. N.Y. C.P.L.R. § 1411.

Rhode Island

Pure Comparative Fault
Plaintiff’s negligence may be considered in his right to recovery. R.I.G.L. § 9-20-4.

Washington

Pure Comparative Fault
Plaintiff’s negligence will be allocated their own percentage portion, for which defendants will not be held responsible. R.C.W.A. §§ 4.22.005-015.

Modified Comparative Fault – 50% Bar

Jurisdiction

Rule

Authority

Arkansas

Modified Comparative Fault – 50% Bar
Plaintiff’s recovery will be barred if he is found 50% or more at fault. A.C.A. § 16-64-122.

Colorado

Modified Comparative Fault – 50% Bar
Plaintiff’s comparative negligence will offset defendant’s liability, and if plaintiff’s negligence is equal to or higher than the defendants combined, recovery is barred. C.R.S. § 13-21-111; Kussman v. Denver, 706 P.2d 776 (Colo. 1985); B.G.’s, Inc. v. Gross, 23 P.3d 691 (Colo. 2001).

Georgia

Modified Comparative Fault – 50% Bar
Total liability will be reduced by plaintiff’s percentage of fault, as long as plaintiff is less than 50% at fault. O.C.G.A. §§ 51-11-7 and 51-12-33.

Idaho

Modified Comparative Fault – 50% Bar
Plaintiff may not recover if he is 50% or more at fault. Idaho Code § 6-801.

Kansas

Modified Comparative Fault – 50% Bar
Plaintiff’s share of the fault will offset the defendant’s liability. K.S.A. § 60-258a(a).

Maine

Modified Comparative Fault – 50% Bar
Damages attributed to defendants will be reduced by plaintiff’s negligence. 14 M.R.S.A. § 156.

Nebraska

Modified Comparative Fault – 50% Bar
Plaintiff’s negligence will proportionately diminish their recovery, and recovery will be barred if 50% or more liable. Neb. Rev. Stat. §§ 25-21 and 185.11.

North Dakota

Modified Comparative Fault – 50% Bar
If plaintiff is negligent, the degree of fault will reduce his recovery, until it equals the fault of others, then it will be barred. N.D.C.C. § 32-03.2-02.

Tennessee

Modified Comparative Fault – 50% Bar
Plaintiff’s right to damages may be reduced by his own liability, but he will not be barred from recovering. McIntyre v. Balentine, 833 S.W.2d 52 (Tenn. 1992).

Utah

Modified Comparative Fault – 50% Bar
Plaintiff can only recover where the fault of the defendant, or group of defendants, exceeds the fault of the plaintiff. U.C.A. § 78B-5-818(2).

Modified Comparative Fault – 51% Bar

Jurisdiction

Rule

Authority

Connecticut

Modified Comparative Fault – 51% Bar
If a particular defendant is uncollectable, their portion of damages may be reapportioned among the remaining defendants - in the same portion as their share of the liability. C.G.S.A. § 52-572(h).

Delaware

Modified Comparative Fault – 51% Bar
If defendant’s conduct was plain negligence, and plaintiff is more than 50% at fault, plaintiff cannot recover. 1 Del. C. § 8132; Brittingham v. Layfield, 962 A.2d 916 (Del. 2008).

Florida

Modified Comparative Fault – 51% Bar
In a negligence action, any party found to be greater than 50 percent at fault for his or her own harm may not recover any damages. Does not apply to an action arising out of medical negligence pursuant to chapter 766 (medical malpractice). Fla. Stat. Ann. § 768.81. Florida was previously a pure comparative fault state but the law was changed to modified comparative fault on 3/24/23. The change applies to all negligence lawsuits that are filed after the effective date of H.B. 837, which was March 24, 2023. Negligence lawsuits filed prior to that date should still be under the pure comparative negligence standard, but those filed after 3/24/23, will be subject to the new modified comparative negligence standard. Note that there is a Florida trial court decision (non-binding) has determined that § 768.81(6) is procedural in nature and allowed the defendant to amend its Answer and Affirmative Defenses to assert the new comparative fault standard. The Court relied on the 1973 Supreme Court decision in Hoffman v. Jones to determine the law was procedural in nature. In the order, the Court noted section 30 of HB 837 which states “except as otherwise expressly provided in this act, this act shall apply to causes of action filed after the effective date of this act” but held that it was procedural notwithstanding § 30.

Hawaii

Modified Comparative Fault – 51% Bar
As long as plaintiff’s fault is not greater than combined defendants’ fault, they can recover, minus the pro-rata share of their own fault. Haw. Rev. Stat. § 663-31.

Illinois

Modified Comparative Fault – 51% Bar
Damages will be reduced pro-rata by amount of plaintiff’s negligence. 735 I.L.C.S. § 5/2-1116.

Indiana

Modified Comparative Fault – 51% Bar

Pure Contributory Negligence if Government Entity Involved—1% Bar
Plaintiff will be barred from recovery if he is more than 50% at fault - under 50% will reduce pro-rata damages. I.C. § 34-51-2-6.

Section 34-51-2-2 provides that the Comparative Fault Act does not apply “to tort claims against governmental entities or public employees.” Pure contributory negligence applies to any tort claims against government entities or public employees, which means that if the plaintiff is 1% at fault or more, recovery is prohibited. I.C. § 34-51-2-2.

Iowa

Modified Comparative Fault – 51% Bar
Plaintiff’s negligence will offset defendant’s liability, but plaintiff cannot recover if he is more than 50% at fault. I.C.A. § 668.3(1)(b).

Massachusetts

Modified Comparative Fault – 51% Bar
Plaintiff cannot recover if more at fault than defendants; otherwise, plaintiff’s negligence will reduce defendant’s liability. M.G.L.A. 231 § 85.

Michigan

Modified Comparative Fault – 51% Bar
Plaintiff’s recovery may be reduced by percentage of loss attributable to him, and at 51% fault, plaintiff’s economic damages are reduced and non-economic damages are barred. M.C.L.A. § 600.2959.

Minnesota

Modified Comparative Fault – 51% Bar
Defendant’s liability will be reduced in proportion to plaintiff’s fault, as long as plaintiff’s fault is less than defendant’s fault. If plaintiff is 50% at fault, and there are multiple defendants, each less than 50% liable, plaintiff is barred from recovery. M.S.A. § 604.01(1).

Montana

Modified Comparative Fault – 51% Bar
Plaintiff’s negligence, if less than total defendant’s portion of fault, will reduce his recovery. Mont. Stat. § 27-1-702.

Nevada

Modified Comparative Fault – 51% Bar
If plaintiff’s negligence is less than combined negligence of the defendant’s fault, he can only recover damages not attributable to his own fault. N.R.S. § 41-141.

New Hampshire

Modified Comparative Fault – 51% Bar
Plaintiff’s recovery will be barred if his fault is greater than defendant’s fault, and if not, his damages can still be reduced by his portion of negligence. N.H. Rev. Stat. Ann. § 507:7(d).

New Jersey

Modified Comparative Fault – 51% Bar
If plaintiff’s negligence is not greater than that of the defendant, plaintiff can recover but will find his damages proportionately reduced. N.J.S.A. § 2A:15-5.1.

Ohio

Modified Comparative Fault – 51% Bar
If plaintiff’s liability exceeds that of the defendant, he may be barred from recovery. Ohio Rev. Code Ann. § 2315.33.

Oklahoma

Modified Comparative Fault – 51% Bar
Plaintiff cannot recover if it is 51% or more at fault. If 50% or less at fault, it can recover, although its recovery is reduced by its degree of fault. If plaintiff is 10% at fault, plaintiff gets 90% recovery. Okla. Stat. Ann. Tit. 23 § 13.

Oregon

Modified Comparative Fault – 51% Bar
With his own negligence, plaintiff’s recovery will not be barred, but it may diminish his right to damages. Or. Rev. Stat. Ann. § 31.600.

Pennsylvania

Modified Comparative Fault – 51% Bar
Plaintiff’s negligence will diminish, but not bar, his recovery, unless he was more negligence than defendants. 42 P.S. § 7102.

South Carolina

Modified Comparative Fault – 51% Bar
Plaintiff’s negligence cannot exceed that of the defendant(s). Ross v. Paddy, 340 S.C. 428, 532 S.E.2d 612 (Ct. App. 2000).

Texas

Modified Comparative Fault – 51% Bar
Plaintiff may find his damages reduced by his portion of fault. Tex. Civ. Prac. & Rem. Code Ann. §§ 33.001-33.017.

Vermont

Modified Comparative Fault – 51% Bar
Plaintiff can only recover the amount of damages not attributable to his own negligence. Vt. Stat. Ann. Tit. 12, § 1036.

West Virginia

Modified Comparative Fault – 51% Bar
Any fault chargeable to the plaintiff shall not bar recovery by the plaintiff unless the plaintiff’s fault is greater than the combined fault of all other persons responsible for the total amount of damages, if any, to be awarded. If the plaintiff’s fault is less than the combined fault of all other persons, the plaintiff’s recovery shall be reduced in proportion to the plaintiff’s degree of fault. W. Va. Code § 55-7-13a to § 55-7-13d (effective 5/15/15). Note that this is a new law effective May 25, 2015—the date of its enactment. W. Va. Code § 55-7-13d. For causes of action accruing before May 25, 2015, West Virginia’s old joint and several liability system controls – the 50% bar rule.

Wisconsin

Modified Comparative Fault – 51% Bar
Damages will be reduced by plaintiff’s fault, and barred completely where plaintiff is more negligent than defendant. Wis. Stat. § 895.045(1).

Wyoming

Modified Comparative Fault – 51% Bar
Plaintiff’s own negligence will never bar recovery completely, but may limit their recovery in proportion to their liability. Wyo. Stat. § 1-1-109(b).

Slight/Gross Negligence Comparative

Jurisdiction

Rule

Authority

South Dakota

Slight/Gross Negligence Comparative
Plaintiff barred from any recovery for anything other than slight negligence. S.D.C.L. § 20-9-2.

Security for the Holidays

Holiday Special Offer

Remote Guarding at $50 Per Camera

Claim Offer
Holiday Giveaway

Mobile Surveillance Trailer Free Month

Enter Giveaway